#DifferentChoicesResources

Financing & Money Management Resources

Financial Education

Financial Wellness Toolkit

This 10-minute training toolkit from the National Disability Institute can help you plan your personal finances.

TD Bank Learning Center

Learn personal finance skills right on your smartphone, tablet or computer.

Credit

TD Bank Credit Awareness Handout (PDF)

Questions, checklists and links to help you chart a personal path to credit.

TD Bank Customer Advocacy

Information from TD Bank on how to understand your credit report.

Additional Credit Report Information

Learn about credit reports, how to take action when needed, common issues and credit scores from the Consumer Financial Protection Bureau.

Consumer Finance and Credit Cards

The Consumer Financial Protection Bureau has an extensive FAQ about credit cards.

Free Credit Reports

Federal law requires the nationwide consumer credit reporting companies to give you a free credit report every 12 months upon request.

Financial Planning

ABLE Accounts

The ABLE Act allows people with disabilities to create tax-advantaged savings accounts called ABLE accounts. ABLE accounts can be used for qualified disability-related expenses, such as education, housing and transportation. Most importantly, ABLE accounts allow people with disabilities to save money without losing their eligibility for federally funded benefits such as Medicaid or Supplemental Security Income (SSI).

Moody Street Group Toolkit

The Moody Street Group provides a glossary, tax resources, and a collection of financial calculators to help you plan for the future.

The Special Needs Trust (video)

This short video explains what a special needs trust is and how it can be used.

Have a resource you’d like us to know about or share? Send us your suggestions at info@differentchoices.org. Thanks!

Workshops

Sessions from previous Different Choice events presented information to help students and families navigate the financial transition from high school, whether career- or college-bound.